Senior Talents - Seniors in Tourism
We need you and your experience!
Would you like to be active in retirement and have a meaningful job? As a SENIOR TALENT in the Schladming-Dachstein region, we offer you the opportunity to utilise your experience and skills while earning an additional income.
Why should you apply?
- Meaningful work: Find a job that you enjoy while making a positive contribution.
- Additional source of income: Increase your pension income by doing something you enjoy - hourly, part-time or full-time.
- Part of the community: Stay active and integrated in your region.
No matter what experience you have - we will find the right job for you. Become part of our tourism team and support us with your (life) experience.
Additional income during retirement
What type of pension is drawn?
Normal old-age pension
- Unlimited additional earnings possible
- Pension increase through additional insurance contributions (special higher insurance contribution)
Men: from the age of 65
Women: born by 31 December 1963 from the age of 60,
thereafter gradual increase to the age of 65
Early retirement pension (corridor pension, heavy labour pension, etc.)
- Additional earnings max. up to the marginal earnings threshold (2024: € 518.44 per month)
- If the low income threshold is exceeded → pension is cancelled entirely!
- No valid business licence
- Generally: no compulsory pension insurance
- Special features for disability, occupational disability and invalidity pensions - offsetting provisions!
Social security
Up to the marginal earnings threshold (2024: € 518.44 per month) | For remuneration above the marginal earnings threshold |
---|---|
✔️ Accident insurance | ✔️ Accident insurance |
❌ Health insurance | ✔️ Health insurance |
❌ Pension insurance | ✔️ Pension insurance |
❌ Unemployment insurance |
- Elimination of the employee contribution to pension insurance (10.25%) for current remuneration up to twice the marginal earnings threshold
- limited for the years 2024 and 2025
- Maximum savings: € 1,036.88 x 10.25% = € 106.28
- General halving of pension contributions (both employee and employer share) for employed ‘pension deferrers’ (no pension payment despite reaching standard retirement age)
- Reduction of equalisation supplement if earned income is received in addition to the pension
- Several marginal jobs or marginal employment and full insurance: lump-sum KV, PV of 14.12%
Income tax or wage tax
Tax progression
Income (2024) | Tax rate (2024) |
---|---|
up to 12,816 euro | 0 % |
up to 20,818 euro | 20 % |
up to 34,513 euros | 30 % |
bis 66.612 euro | 40 % |
up to 99,266 euros | 48 % |
up to 1,000,000 euros | 50 % |
from 1,000,000 euros | 55 % |
- Joint taxation (pension and earned income) must be carried out by yourself
Master data
ASVG
no DB, no DZ, no underground tax
KommSt: Yes
Comparison of gross salary in the amount of | |||
---|---|---|---|
Gross | 500,00 | 1.000,00 | 1.500,00 |
Social security | 0,00 | 48,70 | 120,52 |
Wage tax | 0,00 | 0,00 | 21,52 |
Net | 500,00 | 951,30 | 1.357,97 |
Other deductions | 0,00 | 0,00 | 0,00 |
Amount paid out | 500,00 | 951,30 | 1.357,97 |
Non-wage labour costs | 22,84 | 213,60 | 320,40 |
Total costs | 522,84 | 1.213,60 | 1.820,40 |
Non-wage labour costs
Several marginal jobs:
- if 1.5 times the marginal employment threshold is exceeded → flat-rate employer's contribution of 19.4% of the contribution base
Voluntary withholding of a ‘fictitious’ tax and transfer to the employee's tax account